What is great about business in Sacramento California and the greater Northern California region

Small businesses will no doubt play a key role in our economy’s recovery. But one of the biggest challenges for them is getting small loans to make improvements and expand. One local finance company is stepping-up to fill that gap. The only stain the economy left on Jason Jordan cabinet-making business is wood stain — lots of […]


Before you start applying for a loan, you need to answer several critical questions to help you determine which kind of lender and loan is best for you: How much money do you need? What do you need the money for? How quickly do you need the money? How long will it take you to […]

The Biggest Reason Banks Deny Loans

The Biggest Reason Banks Deny Loans to a large number of Small-Business Owners No one ever promised that the challenges to growing a small business would be small. Entrepreneurs regularly confront issues that can threaten the very core of their companies, not the least of which is difficulty securing the financing they need to run […]

One of the best tax benefits for small businesses owners just got a whole lot better

One of the best tax benefits for small businesses owners just got a whole lot better. The federal government provides a significant tax deduction for small businesses that lets owners take advantage of investments in capital expenses, and this year they made the deduction permanent with the recent passage of the 2009-page omnibus spending bill. […]

Getting a business loan in times of need

Spreading the word that you’re considering a loan for your business can be met with all kinds of opinions. From general naysayers to cautionary anecdotes, everyone you meet will have a story as to what might happen if you take out a loan to start or expand your business venture. While it’s true that not […]

Alternative Lending

How Alternative Business Loans work for today’s Small Business

Working Capital Loan Premier Business Lending provides needed capital for small businesses to help them maintain and keep their business growing. Whether it’s for payroll, inventory, supplies or expansion small business funding can get you the capital you need in days. While a traditional bank loan may be more cost effective, almost 85% of small […]

Leasing Business Equipment - Basics

The Basics of Leasing Business Equipment

From computers and heavy machinery to complete offices, it is possible to lease almost anything for your business. Leasing business equipment can provide a lifeline for cash‐strapped businesses in need of the tools of the trade. The Basics How to get it: Equipment leasing is basically a business loan in which the lender buys and owns […]

How to Choose an Alternative Business Loan

How to Choose an Alternative Business Loan

If your small business is like most, you operate on a very tight budget and may need additional funds in order to take advantage of an opportunity that helps your business grow. If your business is a startup or doesn’t quite meet the bank’s requirements for a conventional loan, an alternative business loan may be […]

The Growing World of Alternative Small Business Lending

The Growing World of Alternative Small Business Lending

These days there’s nothing traditional about small business financing. You see, the credit crunch of 2008 created a lending gap: Traditional banks want to loan a half-million dollars or more, but most small businesses only need $250,000 or less. Traditional lenders rarely look twice at a small business any more, and when they do, only […]

Alternative Lending: When is it a Right Fit for You, and When is it Not?

Alternative Lending: When is it a Right Fit for You, and When is it Not?

You don’t have to walk into your local bank to a get a small-business loan these days. Alternative lending options are just a few computer keystrokes away. And they’re becoming more popular. Online lenders, which offer the most common forms of alternative lending, approved 71% of the loan applications they received from small-business borrowers last […]